Terms & Conditions

Effective Date: January 19, 2025.

These Terms and Conditions ("Terms") govern your use of the PolicyShop website and services. By accessing or using our services, you agree to comply with and be bound by these Terms.

1. Use of Services
  • You must be at least 18 years old or have the consent of a legal guardian to use our services.

  • You agree to use our website and services only for lawful purposes.

  • You will not use our services to transmit or distribute any harmful, offensive, or illegal content.

2. Account Responsibility
  • If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials.

  • You are responsible for all activities that occur under your account.

  • Notify us immediately of any unauthorized access or use of your account.

3. Service Availability
  • We strive to provide uninterrupted services but do not guarantee that our website or services will always be available, error-free, or secure.

  • We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.

4. Intellectual Property
  • All content on our website, including text, graphics, logos, and software, is the property of PolicyShop or its licensors.

  • You may not reproduce, distribute, or create derivative works from our content without prior written permission.

5. Limitation of Liability
  • PolicyShop is not liable for any damages resulting from your use of our website or services, including but not limited to direct, indirect, incidental, or consequential damages.

6. Indemnification

You agree to indemnify and hold PolicyShop harmless from any claims, damages, or expenses arising from your use of our website or services or your violation of these Terms.

7. Changes to Terms

We reserve the right to update these Terms at any time. Any changes will be posted on this page with the updated effective date. Your continued use of our services signifies your acceptance of the revised Terms.

8. Governing Law

These Terms are governed by the laws of British Columbia, Canada. Any disputes arising from these Terms or your use of our services will be resolved in the courts of British Columbia, Canada.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us.